Steelers attempting to remain upbeat

first_imgThe Pittsburgh Steelers’ head coach Mike Tomlin, conducts a practice session, at the Wasps rugby training ground, in London, Friday, Sept. 27, 2013. (AP Photo/Sang Tan) by Dale GrdnicAssociated Press WriterPITTSBURGH (AP) — Their quarterback basically has a dislocated right index finger, their best remaining offensive lineman suffered a sprained right pectoral muscle and they’re 0-4.But the Pittsburgh Steelers remained a confident group Tuesday heading into a bye week.Quarterback Ben Roethlisberger hit his right hand off a defensive lineman’s hand after a touchdown pass to Jerricho Cotchery in the fourth quarter during Sunday’s 34-27 loss to Minnesota, but he didn’t expect the injury to be anything long-term.“The doc said it was a subluxation, whatever that is,” Roethlisberger said Tuesday, as he only had tape on his right forefinger. “Yeah, it (hurt). It was kind of uncomfortable. It was pretty painful.”It’s a good bet that Roethlisberger won’t do anything too strenuous this week, and neither will left offensive guard Ramon Foster. An MRI Monday revealed that Foster suffered a minor sprain of the right pectoral muscle during the first half. Foster isn’t concerned about missing any time.Neither of those health issues, nor their worst start in 45 years, have deterred the Steelers. However, Roethlisberger still believed that as one of the NFL’s four winless teams — along with Tampa Bay, Jacksonville and the New York Giants — the Steelers were among the league’s worst.“I was talking record-wise, and if I’m not mistaken we’re one of the — I don’t know how many teams are winless, and I’m a big believer in wins and losses and not numbers — but I would say that record-wise, we’re one of the worst teams in the NFL,” Roethlisberger said. “I don’t think that’s a far stretch.“I take pride in winning football games, more than any numbers. So, that’s what I’ve based my career on so far, wins and losses. So, it definitely stings. (And) it’s painful to lose games, but I’ll put that on myself.”So, is there anything to feel good about during this bye week?“The people that we have in here, they’re good players,” Roethlisberger said. “Obviously, we’re down, and we’re disappointed. It hurts, but I don’t think our confidence is low.”Maybe, but the Steelers find themselves in the unique position of playing second fiddle in their own city to the playoff-bound Pittsburgh Pirates.The Pirates were to make their first postseason appearance in 21 years on Tuesday night against Cincinnati. Steelers defensive end Brett Keisel, who has a pair of Super Bowl rings, advised the Pirates to “continue to do what you’ve been doing all year to get to this point. Don’t change the team that you have. Don’t change the way that you’ve been preparing. Just keep doing the things that you’ve done up to this point.”Was that his message to his own teammates as well?“I don’t know,” Keisel said. “We’re going to continue to work and find a way. We’re going to continue to fight. When you’re 0-4, you’re always looking for things to try to figure out how to get a win.“And we’re going to continue to do that around here.’__NOTES: Rookie running back Le’Veon Bell, who ran for 57 yards and two touchdowns Sunday in his first NFL game, said he “tweaked his (right) foot, but it’s not giving me any issues right now. And I don’t think it’s going to cause me any problems next week.” … The Steelers will practice Thursday morning before taking four days off. … Pittsburgh will return to action on Oct. 13 vs. the New York Jets.___AP NFL website: www.pro32.ap.org and http://twitter.com/AP_NFLlast_img read more

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Protecting Your Income

first_imgSubmitted by Nancy J. LaPointeYour ability to earn an income is one of your most important assets. A serious injury or an illness can prevent you from earning an income. Life, homeowners, and other types of insurance policies provide important kinds of coverage, but they will not safeguard you from financial impact if a disability prevents you from working. The stark reality is that without disability income insurance, a serious injury or illness could be financially devastating to you and your family.You may believe you’re less likely to become disabled than to die prematurely, but statistics show exactly the opposite is true. According to tables prepared by the Society of Actuaries in 1985, at any given time in your career, the chance that a long-term disability will occur is several times the likelihood of death. For example, at age 37, the odds of a long-term disability vs. death is 3.3 to 1. At age 42, the odds are 3.5 to 1, at age 47, they are 2.8 to 1, and at age 52, they are 2.2 to 1.Before you read further, please get a piece of blank paper and a writing utensil. On the paper, write the names of 20 people that know each other. Some examples are members of your family or members of a club, service, or religious organization. Once you have finished, circle the ones who have had a disability lasting 90 days or longer. My experience has shown that more than 90 percent of you will have circled at least 1 name on your lists.If you earn $50,000 per year, in 20 years you will have earned 1 million dollars. Without you in it, will your car earn you that kind of money? Will any of the other things you insured enable you to continue receiving your income? Disability income insurance, also known as disability income replacement insurance, is an important vehicle that will help replace a portion of your income in the event that you become disabled due to accident or illness.There are several types of disability insurance policies. A properly licensed agent or financial representative can explain what may be appropriate for you. These policies provide disability income insurance only.  They do NOT provide basic hospital, basic medical or major medical insurance.For information on MetLife insurance or other financial products and services, please contact Nancy J. LaPointe, Senior Financial Planner  with MetLife, 4520 Intelco Loop SE, Suite 1E, Lacey, WA 98503,  at 360-236-0312 or 360-402-3200, [email protected], www.nlapointe.com.Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities and investment advisory services offered through MetLife Securities, Inc. (MSI) (member FINRA/SIPC) a Registered Investment Advisor. 1095 Avenue of the Americas, New York, NY 10036. MLIC and MSI are MetLife companies.                                                          L0212241409[exp0313][WA] Facebook0Tweet0Pin0center_img The opinions expressed in this article are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your representative, attorney, or accountant with regard to your individual situation.last_img read more

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