Protecting Your Income

first_imgSubmitted by Nancy J. LaPointeYour ability to earn an income is one of your most important assets. A serious injury or an illness can prevent you from earning an income. Life, homeowners, and other types of insurance policies provide important kinds of coverage, but they will not safeguard you from financial impact if a disability prevents you from working. The stark reality is that without disability income insurance, a serious injury or illness could be financially devastating to you and your family.You may believe you’re less likely to become disabled than to die prematurely, but statistics show exactly the opposite is true. According to tables prepared by the Society of Actuaries in 1985, at any given time in your career, the chance that a long-term disability will occur is several times the likelihood of death. For example, at age 37, the odds of a long-term disability vs. death is 3.3 to 1. At age 42, the odds are 3.5 to 1, at age 47, they are 2.8 to 1, and at age 52, they are 2.2 to 1.Before you read further, please get a piece of blank paper and a writing utensil. On the paper, write the names of 20 people that know each other. Some examples are members of your family or members of a club, service, or religious organization. Once you have finished, circle the ones who have had a disability lasting 90 days or longer. My experience has shown that more than 90 percent of you will have circled at least 1 name on your lists.If you earn $50,000 per year, in 20 years you will have earned 1 million dollars. Without you in it, will your car earn you that kind of money? Will any of the other things you insured enable you to continue receiving your income? Disability income insurance, also known as disability income replacement insurance, is an important vehicle that will help replace a portion of your income in the event that you become disabled due to accident or illness.There are several types of disability insurance policies. A properly licensed agent or financial representative can explain what may be appropriate for you. These policies provide disability income insurance only.  They do NOT provide basic hospital, basic medical or major medical insurance.For information on MetLife insurance or other financial products and services, please contact Nancy J. LaPointe, Senior Financial Planner  with MetLife, 4520 Intelco Loop SE, Suite 1E, Lacey, WA 98503,  at 360-236-0312 or 360-402-3200, nlapointe1@metlife.com, www.nlapointe.com.Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities and investment advisory services offered through MetLife Securities, Inc. (MSI) (member FINRA/SIPC) a Registered Investment Advisor. 1095 Avenue of the Americas, New York, NY 10036. MLIC and MSI are MetLife companies.                                                          L0212241409[exp0313][WA] Facebook0Tweet0Pin0center_img The opinions expressed in this article are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your representative, attorney, or accountant with regard to your individual situation.last_img read more

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Batang Gilas faces China for Fiba Asia U16 finals berth

first_imgJudy Ann’s 1st project for 2020 is giving her a ‘stomachache’ Nadine Lustre’s phone stolen in Brazil Scarlett Johansson, Sterling K. Brown among SAG Awards presenters Conor McGregor seeks to emerge from controversy in UFC comeback Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award Cabuyao City rising above the ashes through volunteerism UFC star McGregor facing criminal charges in New York City The Chinese also punched their ticket for Fiba Under-17 World Cup, joining the Philippines, New Zealand and Australia for the June tournament in Argentina.READ: Batang Gilas escapes Japan, qualifies for Fiba U17 World CupFEATURED STORIESSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSAfter winning title, time for LA Tenorio to give back to Batangas folkSPORTSTim Cone, Ginebra set their sights on elusive All-Filipino crownEarlier, the Filipinos led by Kai Sotto and Christian Calimag turned back Japan, 72-70.Sun Haoqin topscored for China with 23 while Jiao Boqiao added 19 points and 14 boards. Recto seeks to establish Taal rehab body to aid community, eruption victims Jiro Manio arrested for stabbing man in Marikinacenter_img MOST READ LATEST STORIES China enters the Fiba Asia U16 semifinals. Photo from Fiba.comHome team China ousted Lebanon, 80-71, and set up a semifinals date with Batang Gilas on Saturday in the Fiba Asia Under 16 Championships in Foshan.Tip-off for their battle for a finals berth is at 6pm at Lingnan Mingzhu Gymnasium.ADVERTISEMENT Don’t miss out on the latest news and information. In Liverpool, Man United sees the pain and path to recovery Australia and New Zealand, meanwhile, will dispute the other finals spot.Sports Related Videospowered by AdSparcRead Next Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew View commentslast_img read more

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Agravante, Hallasgo top Milo 42K race

first_imgPalace OKs total deployment ban on Kuwait OFWs LATEST STORIES Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew ‘High crimes and misdemeanors’: Trump impeachment trial begins MOST READ Lacson: Calamity fund cut; where did P4 billion go? Putin’s, Xi’s ruler-for-life moves pose challenges to West Report: Disney dropping the ‘Fox’ from movie studio names SEA Games 2019: Guarte, Abahan complete PH sweep of obstacle course racing PLAY LIST 01:18SEA Games 2019: Guarte, Abahan complete PH sweep of obstacle course racing01:06Anti-US rally in Manila against attacks in Iraq00:50Trending Articles02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award DepEd’s Taal challenge: 30K students displacedcenter_img North Korean athletes arrive in South for joint Asiad training CONTRIBUTED PHOTOJeson Agravante and Christine Hallasgo ruled their respective divisions in the Milo 42K race  event of the 42nd National Milo Marathon Manila.Agravante, a former Milo Marathon king, clocked two hours, 35 minutes and 10 seconds, finishing almost seven minutes earlier than second-placer Erick Panique. Bryan Quinco crossed the finish line in third with a time of 2:43:59.ADVERTISEMENT Trump assembles a made-for-TV impeachment defense team Don’t miss out on the latest news and information. In the women’s division, Hallasgo, a Milo Marathon veteran, left the rest of the field in the rear-view mirror, registering three hours, five minutes and 14 seconds. Jho-An Villarma came in far second with the time of 3:14:28 while Cinderella Lorenzo came in third with 3:17:46.Agravante and Hallasgo, who also won P50,000 each, booked tickets to the National Finals in Laoag City on December 9.FEATURED STORIESSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSAfter winning title, time for LA Tenorio to give back to Batangas folkSPORTSTim Cone still willing to coach Gilas but admits decision won’t be ‘simple yes or no’ Sports Related Videospowered by AdSparcRead Next In fight vs corruption, Duterte now points to Ayala, MVP companies as ‘big fish’ View commentslast_img read more

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Fire truck supplies affected WCD residents with water

first_imgWater woes– East Coast villages without water for daysAs Guyana Water Incorporated (GWI) continues to address the water woes, hundreds of residents on the West Coast and East Coast of Demerara are without potable water for close to two weeks.The fire truck supplying the residents with water on FridayResidents of Plaisance, Goedverwagting, Ogle, Better Hope and Atlantic Gardens on the ECD have contacted Guyana Times out of frustration complaining about the water woes.Most of them have stated that they have been out of water for the past week but GWI has not issued any statement with regards the situation. As such, they are hoping the water company corrects the present inconvenience at the shortest possible time.On the other hand, as the situation gets worse on the WCD, the fire tenders attached to the Guyana Fire Service intervened on Friday morning to bring some relief to resident in De Kenderen and Meten-Meer-Zorg, West Coast Demerara (WCD).The trucks would have provided residents with a few containers of water to last them a few hours so that the children and those working family members can go about their business.Although grateful, the residents were upset at the poor condition of the water.“Me ain’t putting that on my skin, the water brown, it looks like trench water, I ain’t sure where they get that from” one resident complained.Another stated “I can’t use that to bathe or to wash my baby clothes because I don’t know what germs in it, it red red” the young woman complained in dismay.Some residents told Guyana Times that at midnight, water would come through the taps but only for a short period.“I does put the hose in the drum and leave the pipe on so when it come on a little at nights, I does get water but just a little but at least I could use it to shower” the De Kenderen resident stated.However, some residents have not gotten any water at all for several days now.“We even try to pump the water and nothing. We don’t have any water at all to do anything, not to bathe, to wash, to clean, nothing at all” the resident said.The water woes in the areas began with consistently low water pressure, creating a situation of acute discomfort and inconvenience to residents.“The water pressure has been so low that I had to loose down my pipe from the stand to get [it] to a lower height, and then I use small containers to literally place on the ground to get a little water. That’s how desperate I am…“Doing that takes me a good 30 minutes to get a small bucket of water… It is very frustrating, and today (Sunday) no water at all [has flowed]. I don’t know how much more of this I can take. This is the weekend, when I need to get all of my chores done before the new week. Now all of my dirty clothes pile up, my house is a mess…I don’t have water to do anything,” one De Kenderen resident had complained.Another De Kenderen resident had recently complained of having to purchase water in order to complete chores.“I don’t have any water tanks or water barrels or anything at the moment, so I have no other means of getting water other than from the pipes. And since they aren’t working, I literally have to purchase bottled water to shower and do dishes and so on, and that is not cheap at all! It’s a struggle,” that resident complained.However, the Guyana Water Incorporated (GWI), when contacted, had advised affected residents that the matter is being investigated, but results of this investigation are yet to be made known.The water company had further revealed that no issue had been detected at the pump station supplying the affected areas. Officials reportedly believe there might have been a breakage in the water distribution network. It was, however, later reported that the issue is as a result of low power being supplied by the Guyana Power and Light Inc (GPL).As such, a team from GWI is presently working to have water pushed to the area.last_img read more

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Local companies losing Govt tenders to foreign entities

first_imgUnstable exchange ratesLocal companies participating in public tenders at home are at a disadvantage since they are mandated to price their products in Guyana dollars, whereas their overseas-based counterparts/competitions are allowed to bid in US dollars.With the Guyana dollar slipping rapidly, local companies/bidders are forced to make a decision between hedging upfront – which puts them at risk of overpricing their products and, therefore, losing the tender – and adopting the current rate, which carries the risk of future exchange losses as they scramble to fulfil contractual obligations. Either way, local companies are at a big disadvantage.A local businessman explained that the information on the bid datasheet must be submitted in Guyana dollars for local companies.“I would say that puts us at a disadvantage if you have a fluctuation of the currency,” he explained.In this regard, the entrepreneur said businesses could risk losing tenders.He said in situations where there was uncertainty in the foreign exchange market, the bids should be allowed to be submitted in US dollars.Two other businessmen also spoke with this publication and shared similar views, saying that the Government of Guyana, in light of the circumstances, should either mandate all companies to bid in US dollars or use a predetermined exchange rate for the bid along with a proviso for a plus or minus adjustment in pricing within the time-frame of the expected contract.Observers have outlined that the decline in export revenue from key sectors was likely to persist in 2017 and beyond owing to the decreased investment in the key export sectors, given the unfavourable business climate and onerous taxes that increase the operating cost of export businesses.Available forecasts suggest that imports will increase further over the next five years by an annual average of 6.8 per cent. It, therefore, means the demand for foreign currency will increase in the near future.But given the contraction in supply of foreign currency and demand pressures, the market participants anticipate continued shortage of foreign currency.As a result of the low supply versus high demand, the value of the local dollar has declined.If this situation persists, as many economists have forecasted, the value of the Guyana dollar will continue to plummet. In the end, the lower value of the Guyana dollar will result in higher prices for the consumer goods which are overwhelmingly imported. The inflationary pressures will place further pressure on the average Guyanese who is already bombarded by job layoffs, consequent to the economic slowdown in all sectors of the real economy save gold mining.Exchange ratesIn fact, Opposition parliamentarian and former Junior Finance Minister Juan Edghill has posited that Government’s current intervention on the issue of exchange rates was contributing to the problem.“Now if the Central Bank continues to take money from our foreign reserve and dump it in the market to control pricing, sooner or later, we would have bigger problems because we will have a reduced foreign reserve and if you are not earning, how long will they be able to continue to do that,” Edghill pointed out to reporters at a press conference on Wednesday.He went on to outline that this was not a sustainable move, adding that at this time what was required was the stimulation of exports and incentivising of the business sector in such a way that the economy could boom and money would circulate.“Money is currency and anytime it’s not moving and you’re hoarding it, you will have exactly what we have here – you can’t blame people for holding onto their money, because they’re prospecting and they’re looking to see what is going to happen because of the uncertainties.“So, what is required is not the bullying that is taking place by the Administration, but we need to see fiscal policies that eliminate the uncertainties that exist, we stimulate exports and we allow people to be able to trade. If the money is being devalued, we have to admit it,” Edghill asserted.The former Junior Finance Minister added that the situation the country found itself in today was being fuelled by uncertainty because of the “ineptitude, mismanagement and the lack of vision and direction” of the coalition Administration. He noted that it was a worrying situation and one that needed to be fixed.last_img read more

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Juventus reach Sarri agreement with Chelsea

first_img0Shares0000Maurizio Sarri lifted his first trophy as a coach in his final game in charge of Chelsea © AFP / Kirill KUDRYAVTSEVLONDON, United Kingdom, Jun 14 – Maurizio Sarri is set to return to Italy to take the vacant managerial role at Juventus and bring the curtain down on a fretful one-year stay at Chelsea.Sarri met his targets by returning Chelsea to the Champions League via a third-placed finish in the Premier League and winning the Europa League, claiming his first major trophy as a coach in the process. However, a failure to connect with the Chelsea support, public criticism of his players and a refusal to adapt his style of play meant Sarri was always unlikely to hang around for a second season at Stamford Bridge.The 60-year-old former banker becomes the ninth full-time manager to leave Chelsea since Roman Abramovich took charge of the club in 2003.Yet, for once the Russian didn’t wield the axe and waited instead until Juventus agreed to pay the compensation to free Sarri from the final two years of his contract on Thursday, according to reports in England and Italy.The Italian champions are keen on the brand of football Sarri imposed during three years at Napoli when only Juventus’ remarkable consistency prevented the Neapolitans a first league title since the days when Diego Maradona graced the San Paolo pitch.However, Sarri failed to transport that free-flowing football to Chelsea, despite making midfield playmaker Jorginho his first signing.After a brilliant start to the season that saw Sarri’s men keep pace with Premier League champions Manchester City and Champions League winners Liverpool, Chelsea fans soon rebelled at a ponderous possession game with little cutting edge.After a 2-0 defeat at Arsenal in January, Sarri labelled his players “very difficult to motivate”.– Frustration –Worse was to come as a 4-0 thrashing at Bournemouth was followed by a 6-0 demolition by Manchester City — Chelsea’s heaviest defeat in 28 years.The players soon started rebelling too. Goalkeeper Kepa Arrizabalaga refused to be substituted towards the end of the League Cup final to stay on the field for a penalty shootout, which Chelsea lost to City in February.Supporters also voiced their frustration, calling for Sarri’s sacking, during a controversial 2-1 win at relegated Cardiff a month later.Sarri, though, did manage to end on a high as Chelsea lost just one of their last eight Premier League games while the other contenders for a top-four finish stumbled towards the end of the season.Eden Hazard then bade farewell in fitting fashion by scoring twice in a 4-1 rout of Arsenal in the Europa League final to ensure Chelsea again ended the season with a trophy despite the turmoil.Yet, that will be an even tougher test for Sarri’s successor without Hazard, who joined Real Madrid earlier this week for a fee in excess of 100 million euros ($113 million).Chelsea currently cannot recruit a replacement with the club serving a two-window transfer ban handed down by FIFA.Frank Lampard is the favourite to succeed Maurizio Sarri as Chelsea manager © AFP / Adrian DENNISThe club’s record goalscorer Frank Lampard is the favourite to return to Stamford Bridge after just one season in management at Derby County.Lampard, 40, led the Rams to the Championship playoff final where they fell just short of a return to the Premier League.The former England midfielder will not suffer any of the hostility encountered by Sarri in the Chelsea fan base.But it represents a huge gamble both for Lampard so early in his managerial career to take the huge step up to a top-six job, and for a club in transition to back a rookie manager.0Shares0000(Visited 1 times, 1 visits today)last_img read more

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MY DONEGAL….WITH SENATOR JIMMY HARTE

first_imgJimmy Harte needs no introduction. A former Letterkenny Town Councillor, county councillor, he is now a Labour Party Senator. He splits his time between Donegal and Dublin when he is not following the Irish soccer team around the world!  What is your favourite place in Donegal and why? Carrick/ Teelin area where my wife is from. Beautiful scenery and a relaxing place to spend some time in.If you could change one thing about Donegal what would it be?To have a Donegal Diaspora invest in the county so that they can help employment and get a return on their money. I know the sentiment is out there to be tapped. Who is the one person in Donegal that you look up to and why?My Dad , after one year in the Senate I now appreciate how hard it was to be in Dail Eireann for 36 years and maintain his passion for politics and with my Mother rear a family of nine.Daniel O’Donnell or Packie Bonner?Both ! ( I’m firmly on the fence here )!!What has been Donegal’s proudest moment in recent years?Sept 2012 !! Croke ParkWhat was Donegal’s saddest moment? The Inishowen road tragedy in 2010.What is your favourite Donegal-made product?Magees of Donegal. They are an international name and hand woven tweeds are the rage with the beautiful people !Who is Donegal’s greatest ambassador around the world and why? It has to be Daniel but Shay is a close second.Who is Donegal’s most successful businessperson in your opinion?I’d say Henry Mc Garvey who is MD of Prumerica and they employ around 900 in Letterkenny. He is also involved with other voluntary groups outside of work which is invaluable to the area.Who is your favourite Donegal sportsperson of all time?Shay Given has played at the highest level in the world and has never forgotten his roots. He has been outstanding. 125 caps for Ireland.What is your favourite Donegal restaurant?I enjoy the Yellow Pepper and it’s atmosphere, but there are a load of good spots to eat in the county. Experiment !Donegal’s golden eagles or basking sharks?Sharks !! I like sharks …Your nomination for Donegal’s most stylish person?When I look in the mirror I know there is a stylish person bursting to get out ! But it has to be Noel Cunningham !! ( he might mention me on TV 3 now )What is your favourite Donegal saying or expression?As they would say in the Lagan, ” houl your tongue”Will Donegal win the All Ireland this year?I think so. They are the team to beat and I can’t see anyone as fit and organised as Jim’s men.What is your favourite Donegal food?Any fish dish, especially salmon with a glass of white wineIs there anything that really annoys you about Donegal or its people?Motorists who don’t give runners and cyclists considerationIf you had a million euro to spend on improving something in Donegal, what would it be?Put a million euro into Finn Harps and help get them into European football. The county would be well marketed in Europe and the potential to host Barca or a Liverpool would be a great return on the investmentMY DONEGAL….WITH SENATOR JIMMY HARTE was last modified: July 27th, 2012 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:MY DONEGALSenator Jimmy Hartelast_img read more

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Gunman robs another eatery

first_imgPolice are asking residents who may have seen the suspect to call detectives at (626)744-4522. Forensic psychologist Louis B. Schlesinger, a professor at the John Jay College of Criminal Justice in New York City, said the robber’s “very high-risk” crimes suggest he is an impulsive person with a mental disorder. Returning to Houston’s two nights after a robbery attempt is not smart, he said. “He’s placing himself at risk to get apprehended,” said Schlesinger, who “Usually people with some sophistication don’t do that.” Most criminals commit crimes in areas they know well, said Schlesinger, so he may be returning to Arroyo Parkway because it has a degree of familiarity and comfort. It’s also possible the man worked in restaurants and has an understanding of the way they operate, he said. Restaurant robberies are difficult to prevent, and it’s best for customers and employees to cooperate if there’s another incident, Schlesinger said. Even sophisticated criminals are extremely nervous when they commit crimes, he said, and trying to resist puts people at risk. In a matter of time, the man will be caught, Schlesinger said. Then he’ll plead out, do two years in jail, learn how to do it better and “come out and do it again,” he said. “This is the meat and potatoes of the court system.” has written eight books on criminal behavior. marshall.allen@sgvn.com (626) 578-6300, Ext. 4461160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREOregon Ducks football players get stuck on Disney ride during Rose Bowl eventAuthorities believe the suspect is the same man who attempted an April 13 robbery of Houston’s, an upscale restaurant about four blocks north of Sizzler. The gunman wasn’t able to access the safe during that incident because the manager had fled, according to a customer who witnessed the crime. But he returned about midnight Saturday and made off with about $2,000 cash from the safe and wait staff. About 20 diners were at the Sizzler during Wednesday night’s robbery, Hall said. Witnesses said the suspect appeared to be an African-American man in his 30s, about 6 feet tall and 200 pounds. Lt. Rodney Wallace, who was on duty during the robbery, estimated that officers were at the restaurant in less than a minute. The suspect took off on foot heading south on Arroyo Parkway, police said, and officers set up a containment for one to two blocks in each direction surrounding the restaurant. Tracking dogs were used in the search, but the suspect escaped. The gunman could be a resident, Wallace said, or could have escaped on one of the Gold Line trains or the Pasadena (110) Freeway, which begins on Arroyo Parkway just south of the restaurant. PASADENA – For the third time in a week, a gunman – likely the same person – terrified employees and diners during a brazen restaurant robbery, police said Thursday. No customers were accosted in any of the incidents, and no one has been hurt, but diners and employees should be on the alert, police said. “I don’t think there is any reason for us to think he won’t try it again until we catch him,” said Pasadena Police Department spokeswoman Janet Pope-Givens. The latest incident happened at 8:19p.m. Wednesday, when the man, wearing a ski mask and a dark jogging suit with a white “V” design, robbed the Sizzler at 730 S. Arroyo Parkway. He stole an undisclosed amount of cash from the register and a safe in the back office, said Pasadena police Lt. Kevin Hall. last_img read more

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Boro captain: ‘Seven hard years to get here and we’ve gone down with a whimper!’

first_imgDevastated Middlesbrough captain Ben Gibson has told talkSPORT the club’s relegation from the Premier League is the ‘lowest point’ in his life.Boro’s drop back down to the Championship was finally confirmed on Monday following a 3-0 defeat to Chelsea.The Teeside club have endured a torrid first campaign back in the top flight. Despite their commendable defensive record, conceding 48 goals, they have the lowest goal tally in the league and have recorded the fewest wins – only five.Relegation seemed inevitable, especially when they were tasked with saving their status against the champions-elect at Stamford Bridge.Yet that inevitability didn’t lessen the impact of relegation on their players and fans, and centre-back Gibson as called for the club to learn from their ‘wasted opportunity’.“It’s definitely the lowest point in my career, possibly the lowest point in my life,” the Boro skipper told talkSPORT’s Ian Abrahams.“Hopefully I’ll never have this feeling again.“The Premier League is the best league in the world to play football – you play against the best players, the best clubs and it’s the most-watched by fans.“We’ve wasted an opportunity. Seven hard years it took us to get here, and we’ve gone down with a whimper.“Everyone has to look themselves as an individual – think about have they done themselves justice, have they done the football club and their families justice?“Our season and us being relegated isn’t about tonight, it’s about a season of us not being good enough as a football club from top to bottom. Every player, including myself, have not been good enough. It has to be better.“It’s a difficult time for the club. We’ve got to learn from it, move on and make sure we get back quicker than we did last time and make sure when we do we’re better and stronger.”last_img read more

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Donegal Death Notices – Rest in Peace

first_imgDonegal death notices for today, Friday, July 21. Rose MCLAUGHLIN (née Maguire)The death has occurred of Rose McLaughlin (nee Maguire) Cloghore, Ballyshannon, Co. Donegal, July 20th, peacefully at Sligo University Hospital. Reposing at the family home from 10am Friday until 10pm. Arriving at Saint Patrick’s Church, Ballyshannon, on Saturday for 11am Requiem Mass, followed by interment in the Abbey Cemetery.Very deeply regretted by her loving husband Willie, sons Gerry, Liam, Maurice, Martin, daughter Catherine, brother John, grandchildren, great-grandchild, nieces and entire family circle. Family flowers only, donations in lieu, if so desired, to The Irish Alzheimer’s Society or The Rock Nursing Unit c/o Patsy McCauley Funeral Director. House Private to Family on Saturday morning. Celine GILLESPIE (née Doherty)The death has occurred of Celine Gillespie (née Doherty), Glencovitt, Ballybofey, Donegal, peacefully at University Hospital, Letterkenny in her 89th year. Beloved wife of the late Anthony and much loved mother of Josephine, Kathleen, Aidan, Tony, Mary, Geraldine, Vinnie and Celine. Sadly missed by her sons, daughters, sons-in-law, daughters-in-law, grandchildren, nieces, nephews, extended family circle, neighbours and friends. Remains reposing at her home on Friday, July 21st, from 5pm. Funeral leaving her home on Sunday, July 23rd, at 10.15am for 11am Requiem Mass in St. Mary’s Church, Sessiaghoneill with interment afterwards in the adjoining Churchyard. Donations in lieu of flowers, if so desired, to St. Joseph’s Hospital Patients’ Comfort Fund c/o any family member. Family time from 11pm to 10am and on the morning of the funeral. Francis Joseph MCGINLEYThe death has occurred of Francis Joseph McGinley, Loughmult, Bruckless, peacefully at Arch View Lodge Nursing Home, Letterkenny.Reposing at his residence since yesterday. Funeral Mass on Saturday at 12 noon in Church of St. Joseph and St. Conal, Bruckless with burial afterwards in the adjoining cemetery. Family flowers only please. Donations, if desired, to The Arch View Lodge Nursing Home, Letterkenny, Patients Comfort Fund. Family time from 10pm to 11am. Bridget MCGRATH (née Aiken)The death has occurred of Bridget McGrath (née Aiken), Drumherrive, Ramelton, Donegal.Reposing at her late residence. Funeral Mass took place this morning at 11am in St. Joseph’s Church, Rathmullan followed by burial afterwards in Rathmullan Cemetery. Family time from 11pm to 11am. Family flowers only by request. Donations, if desired, to the Donegal Hospice.Donegal Death Notices – Rest in Peace was last modified: August 10th, 2017 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:obituarieslast_img read more

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